So, You made it through another Christmas! And you hauled all of the stuff home. Yeah. You got some stuff! The holidays are fantastic for spending time with family, friends, and for getting dressed up, for gathering and playing games, for sitting by the Christmas tree lights in the wee hours of the night, watching …
Wrap it Up Sooooooo…. How’s the Holiday shopping going? Hopefully you’re all done and ready to wrap things up. Ha! Pun intended. Sorry not sorry. If you haven’t finished up your shopping you can head over to this post for tips and snag your Christmas List & Budget.. I like to ‘make a night out …
Full swing into December – do you have your decorating done?
Decide what you MUST have. Maybe it’s a tree, maybe it’s a wreath, maybe it’s the nativity scene.
List them in order of importance to you and then set aside allotted times to do the most important ones first. If you run out of time and energy – maybe that’s okay. Give yourself permission to not have a perfectly decorated house if that’s not in the cards for whatever reason – time, budget, energy.
As you may have guessed from Monday’s Motivation – My husband and I just returned from a trip to Ireland! It was every bit as lovely as I imagined and even the poetic name The Emerald Isle seems unable to cover it’s vast array of beauty. The pictures we took, as amazing as some of …
For a long trip, I will always check a bag. I like to be able to bring all of my cosmetics and lotions and liquids. That said, the carry on will still hold some essentials.
Clothes for the next day in case your luggage gets lost.
Snacks for the plane. One bag of extra small peanuts or pretzels ain’t gonna do it.
Gum for chewing in the ascent/descent to keep ears for popping.
Any electronics or cameras – I like to keep these on my person.
Easier said than done. We have yet to accomplish this, but I’ll share some tactics here.
The beauty of fall surrounds us with Nature’s own pallet. A crispness fills the air and a deep inhale brings bonfire smoke and the aroma of Barbecue. The bright afternoon sunshine warms us with a hard day’s work on our backs. We go to bed exhausted,spent but with a smile on our faces from the productive tasks accomplished. The leaves rustle on the ground, the cool air allows us the comforts of oversized sweater and cozy boots. The earlier darkness allows us to snuggle up with our loved ones, slow down, and catch up on our reading and our rest.
Think of your budget as allocations in Maslow’s Pyramid. Start with your basic needs and then add your priority value sets from there.
Your goal is to do a Zero-based budget. All the money that comes in month by month gets allocated for how YOU chose to allocate your spending based on your priorities, your values. Until the amount that you Earn minus the amount budgeted to specific categories is equal to zero.